I live with my partner – what should we do financially and legally? | Money

Every week a Guardian Money reader submits a question, and it’s up to you to help him or her out – a selection of the best answers will appear in next Saturday’s paper.

My partner and I have been together for nearly 10 years, and have one child. We live in a heavily mortgaged house. But we’ve never married, and don’t want to. Aside from organising a will, is there anything else we should be doing financially and legally because we’re not married?

Do you have a problem readers could solve? Email your suggestions to money@theguardian.com or write to us at Money, the Guardian, Kings Place, 90 York Way, London N1 9G

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